Britain’s housebreaking hotspots revealed – with B95 postcode topping the charts


Henley-in-Arden, close to Birmingham, has taken the undesirable crown because the city that makes essentially the most housebreaking claims, in accordance with a brand new report.

The B95 postcode has soared to the highest of the rankings, with a charge of 50.46 claims per 1,000 quotes, findings from value comparability web site MoneySuperMarket present.

It analysed greater than 2.5million dwelling insurance coverage quotes from January 2017 to December 2018 to determine Britain’s housebreaking hotspots.

Henley-in-Arden, near Birmingham, has had the most amount of contents claims on insurance

Henley-in-Arden, near Birmingham, has had the most amount of contents claims on insurance

Henley-in-Arden, close to Birmingham, has had essentially the most quantity of contents claims on insurance coverage

It revealed burglaries are up a staggering 16 per cent previously yr alone, with a mean of 15.57 claims per 1,000 quotes in 2018, up from 13.42 in 2017.

Ingatestone, the CM4 postcode district that’s positioned simply south of Chelmsford, has the second highest variety of contents claims, with 49.76 claims per 1,000 quotes.

Though the Essex village has seen a considerable climb up the listing, simply three per cent of Chelmsford residents stated they really feel unsafe of their dwelling.

The IG5 postcode district of Ilford got here an in depth third with 47.56 claims per 1,000 quotes.

Fortunately for its residents, final yr’s housebreaking hotspot, the Guildford postcode district GU3, has slipped out of this yr’s high 20 and proper right down to 171st place. 

Nonetheless, its neighbouring Woking postcode district GU23 has now risen as much as take seventh place – a brand new entry within the high 20.

POSTCODE DISTRICTS THAT HAVE MADE THE MOST AMOUNT OF CONTENTS CLAIMS ON HOME INSURANCE POLICIES 
RankPostcode districtPut up cityContents theft charge (per 1000) *
1B95Henley-in-Arden50.46
2CM4Ingatestone49.76
3IG5Ilford47.56
4EH4Edinburgh46.43
5LS8Leeds46.3
6B94Solihull45.8
7GU23Woking45.3
8SK8Cheadle45.29
9EH15Edinburgh43.99
10M21Manchester43.98
11CB5Cambridge43.48
12M20Manchester42.92
13BS7Bristol42.79
14RH8Oxted42.65
15SK4Stockport42.08
16L16Liverpool42.04
17LS17Leeds41.81
18BS9Bristol41.78
19TW11Teddington41.32
20IG9Buckhurst Hill41.28
Supply: MoneySuperMarket   

A MoneySuperMarket survey, that interviewed 2,000 folks in December, revealed 20 per cent of Britons consider they dwell in an space the place properties are burgled greater than the nationwide common.

Regardless of this, 44 per cent additionally stated they have not taken any precautionary measures to assist shield their dwelling, together with putting in window locks, burglar alarms and even safety cameras. 

Emma Garland, information scientist at MoneySuperMarket, stated: ‘Over the previous 12 months, burglars have largely been concentrating on suburbs and concrete areas, with the most secure areas dominated by smaller cities and villages.

‘Anybody that has ever been burgled will inform you that the fee goes past the worth of the objects stolen, from the psychological impression of your own home being violated to the problem of changing issues with sentimental worth.

‘That is why it is shocking to see that just about half of individuals have not put any extra safety in place for his or her dwelling, regardless of one in 5 believing they dwell in a housebreaking hotspot.’ 

When MoneySuperMarket requested residents about how excessive they believed the housebreaking charge was of their areas, Leeds and London residents thought they had been the probably to be residing in a housebreaking hotspot, at 31 and 28 per cent, respectively.

Maybe surprisingly, Ilford was the one space of London that made the highest 20 listing.  

Though 24 per cent of Belfast residents stated they thought they lived in an space focused by thieves, the contents theft charge is simply 7.2 per 1,000 quotes, which is lower than half the nationwide common of 14.8.

POSTCODE DISTRICTS THAT HAD THE LEAST AMOUNT OF CONTENTS CLAIMS ON HOME INSURANCE POLICIES
RankPostcode districtPut up cityContents theft charge (per 1000) *
1CA28Whitehaven (close to the Lake District)0.76
2TR11Falmouth0.92
3CA13Cockermouth (close to the Lake District)1.08
4SY23Aberystwyth1.08
5CA1Carlisle1.1
6PL19Tavistock1.23
7DD10Montrose (East coast of Scotland)1.24
8NR10Norwich1.29
9KY4Cowdenbeath (close to Dunfermline)1.32
10KY5Lochgelly (close to Dunfermline)1.35
11NR11Aylsham (Norfolk)1.36
12DL8Aysgarth (Yorkshire Dales)1.39
13PA8Erskine (close to Glasgow)1.46
14SW3Chelsea1.48
15CA15Mayport (close to the Lake District)1.48
16AB25Aberdeen1.54
17SA14Llanelli1.56
18TD15Berwick-upon-Tweed1.57
19TQ7Kingsbridge (close to Plymouth)1.59
20EX17Crediton (close to Exeter)1.62
Supply: MoneySuperMarket   

On the opposite finish of the spectrum, the CA28 postcode district of Whitehaven close to Carlisle had the bottom charge of burglaries with simply 0.76 claims per 1,000 quotes.

The area round Carlisle has confirmed to be fairly secure, with Cockermouth (CA13) and Mayport (CA15) coming in third and 15th place on the listing of postcode districts with the least claims.

Falmouth in Cornwall (TR11) is one other space that has been profitable at protecting burglars at bay, with a charge of simply 0.92 per 1,000 quotes. 

Aberystwyth (SY23) additionally got here low down the listing, with a charge of 1.08 per 1,000.

Amazingly, there are 98 postcode districts that had no recorded claims.

Garland added: ‘For thieves, it is all about danger versus reward – if the reward appears more likely to exceed the danger, they will goal that dwelling. 

‘Owners should do as a lot as doable to tip the steadiness of their favour and make issues tougher for burglars.

‘Individuals who have been focused by thieves beforehand pay a mean of 16.Eight per cent extra for contents insurance coverage, so it pays to make sure your own home is as protected as doable.

‘When you take precautions – similar to becoming new door and window locks, putting in bar home windows the place vital and utilizing safety cameras – you’ll be able to cut back each your contents insurance coverage and your nervousness about getting burgled.’ 

To verify how your space compares to neighbouring postal districts and different places within the UK, go to MoneySuperMarket’s interactive Burglary Claims Tool, which shows the speed of housebreaking claims made in each postal space within the UK.



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